Find Makers

Legal

Terms of Service

Last updated: June 4, 2026

Welcome to Find Makers. These Terms of Service ("Terms") are a binding legal agreement between you and Find Makers LLC ("Find Makers," "we," "us," or "our") and govern your access to and use of findmakers.co and any related sites, applications, and services (together, the "Platform").

By clicking "I agree," registering for any account (whether as a designer or a maker), or otherwise accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, you may not register for, access, or use the Platform. If you are accepting these Terms on behalf of a business or other entity, you represent that you have authority to bind that entity, and "you" refers to that entity.

These Terms apply to all users nationwide, in every state in which we do business. They contain provisions that affect your legal rights, including an assumption of risk and release of claims (Section 3), a limitation of liability (Section 17), and a binding arbitration provision and class-action waiver (Section 20). Please read them carefully.

1. Acceptance and eligibility (designers and makers)

Acceptance of these Terms is required of every user — both designers ("Designers") and makers ("Makers") — and is a condition of registering for an account and of any access to or use of the Platform. We require affirmative, click-through acceptance of these Terms at registration.

To use the Platform, you must:

  • Be at least 18 years old;
  • Have the legal capacity and authority to enter into a binding contract; and
  • Provide accurate, current, and complete information when you register and keep it updated.

We may refuse, suspend, or terminate access to anyone, at our discretion, to the extent permitted by law.

2. What Find Makers is, and our role

Find Makers is a curated marketplace that connects independent Makers — woodworkers, fabricators, metalworkers, upholsterers, ceramicists, and other specialty craftspeople — with trade-verified Designers. Designers and Makers are each "Users."

Our role is strictly that of an intermediary. We provide the software and services that let Designers and Makers find one another, communicate, agree on terms, exchange files, and process payment. We are not a party to any agreement or transaction between a Designer and a Maker. Each project is a transaction made directly between a Designer and a Maker.

We are not an agent, broker, fiduciary, partner, joint venturer, employer, contractor, or representative of any User, and nothing in these Terms or in the operation of the Platform creates any such relationship. We do not manufacture, design, fabricate, inspect, take title to, take possession of, deliver, or install any goods, and we do not perform any craft or design work.

Installation, delivery, and on-site work are outside the Platform. Any installation, on-site assembly, delivery to a site, in-person measurement, site survey, or other on-site or in-person service is arranged directly between the Designer and the Maker, occurs entirely off the Platform, and is not part of any transaction facilitated by Find Makers. Such work is not covered by the Platform's payment handling, holds, reserves, mediation, or dispute processes, and the Find Makers Parties (defined in Section 17) have no role in, responsibility for, or liability arising from it.

We do not endorse, guarantee, or assume responsibility for any User, any User's work, or any transaction. We make no representation or warranty regarding the skill, qualifications, conduct, quality, timeliness, safety, legality, or completion of any work performed by any Maker, the accuracy or good faith of any Designer's brief, or the truthfulness of anything any User tells us or another User. Our review and approval of a Maker or Designer is based only on the materials that User submitted and is not an endorsement, certification, or guarantee of that User or their work.

3. Assumption of risk; your dealings with other users; release

You transact with other Users at your own risk. Find Makers does not control, and is not responsible for, the acts or omissions of any User. We do not supervise, direct, or guarantee any Maker's work or any Designer's conduct, payment, or brief. We are not responsible for, and expressly disclaim all liability arising from, the quality, safety, legality, timeliness, completion, non-completion, defect, delay, non-delivery, or non-payment of any project, or any other act or omission of any User.

Your sole recourse is against the other User. If you have a dispute, claim, loss, or damage arising out of or relating to another User, another User's work, conduct, or non-performance, or any transaction between you and another User, that matter is solely between you and that other User. You agree that the Find Makers Parties (defined in Section 17) are not responsible for it.

Release. To the maximum extent permitted by law, you release and forever discharge the Find Makers Parties from any and all claims, demands, damages, losses, and liabilities of every kind, whether known or unknown, arising out of or in any way connected with another User, another User's work or conduct, or any transaction or dispute between you and another User. This Section does not release claims to the extent they are based on the Find Makers Parties' own fraud, willful injury, or violation of law, or that cannot be released under applicable law.

Covenant not to sue. To the maximum extent permitted by law, you agree not to bring, assert, or maintain any claim, action, or proceeding against the Find Makers Parties arising out of or relating to another User's acts or omissions or any transaction between you and another User. This Section does not enlarge any liability of Find Makers; it confirms that responsibility for a transaction rests with the Users who are party to it. This covenant does not apply to claims to the extent they are based on the Find Makers Parties' own fraud, willful injury, or violation of law, or that cannot be waived under applicable law.

Waiver of statutory release protections (nationwide). If you are a California resident, you expressly waive California Civil Code Section 1542, which provides: "A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release, and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party." If you reside in any other state, you likewise waive any comparable statute, rule, or common-law principle of your state to the same effect, to the fullest extent that state's law permits. You waive these protections solely to the extent consistent with the carve-outs in the preceding paragraphs, in order to fully and finally release claims as described in this Section.

4. Accounts and verification

Designers must verify their trade-professional status by submitting a valid resale certificate or comparable trade documentation. We review and approve Designer accounts at our sole discretion. We are not responsible for, and do not guarantee, the validity of any documentation a User submits.

Makers must submit an application including business details, work samples, and any other information we request. We review and approve Maker accounts at our sole discretion. Approval is not an endorsement of the Maker's work or business practices.

You are responsible for safeguarding your login credentials and for all activity that occurs under your account, whether or not authorized by you. Notify us immediately at hello@findmakers.co if you suspect unauthorized access. You may not sell, transfer, or assign your account without our prior written consent.

5. How projects work

Designers may submit briefs to a specific Maker ("direct brief") or open a brief to a qualified pool of Makers ("open bid"). Makers may respond with a quote setting out price, scope, materials, and lead time. When a Designer accepts a quote, a project is created between that Designer and that Maker.

All communication, quotes and revisions, project updates, file sharing, and payments relating to a project must occur on the Platform. See Section 11 (Off-platform circumvention). The scope, materials, timeline, price, and all other terms of a project are set by the Designer and Maker between themselves; Find Makers is not responsible for any of them.

6. Payments

Payments on the Platform are processed by Stripe. By using the Platform you also agree to Stripe's applicable terms (stripe.com/legal). You authorize Find Makers and Stripe to charge your designated payment method for amounts due under these Terms.

Merchant of record. Designer payments for a project are charged through Find Makers' platform payment account, and the Maker's net share is then transferred to the Maker's connected account. You acknowledge and agree that this structure governs how funds flow and how chargebacks, refunds, reserves, and recoveries are handled under these Terms.

Payment structure. Projects are billed in two parts: a deposit (default 50%) when the Designer accepts the quote, and the balance (default 50%) when the Designer marks the project complete. These percentages may be adjusted by mutual agreement at quote time.

Commission. Find Makers charges Makers a commission on project value. The default commission is 8%. We may agree to a different rate with an individual Maker; the agreed rate appears in that Maker's account settings. Commission accrues pro rata on each charge (deposit and balance) and becomes earned upon successful processing of that charge. If a charge is reversed, refunded, or charged back, the associated commission is subject to reversal or recovery under Section 9.

Subscription. Makers pay a monthly subscription fee (currently Basic, Premium, or Gold) for access to the Platform. Subscription fees are separate from commission, are billed in advance, and are non-refundable, including for partial billing periods, except where required by law.

Processing fees. Standard payment-processing fees apply to transactions and are reflected in the Maker's payout calculation.

Taxes. You are responsible for determining, collecting, reporting, and remitting any taxes applicable to your transactions and income, except for any tax that Find Makers is required by law to collect and remit as a marketplace facilitator (see Section 19). Find Makers' commission and subscription fees are exclusive of any applicable taxes.

7. Payout hold and reserves

Find Makers holds Maker payouts for a default period of 24 hours after a deposit is paid. This hold is a customer-service buffer that gives us time to flag and resolve issues before funds are released. The default hold may be lowered or raised per Maker at our discretion. Balance payouts on completion are released without this standard hold.

In addition, we may apply a reserve — a longer or larger hold on some or all of a Maker's payouts — where we reasonably determine it is warranted by risk factors such as time on the Platform, dispute or chargeback history, refund rate, or order backlog. Reserves may be applied as a fixed amount or as a rolling percentage of payouts, may be used to cover chargebacks, refunds, fees, and any amounts you owe us, and are released on a rolling basis once the associated risk period passes, unless a dispute, chargeback, or investigation is open.

We will provide written notice of any new or increased reserve and the reasons for it, and a process to request reconsideration. We will review any submission you make within ten (10) business days.

A hold or reserve is a risk-management tool only. It is not insurance, a guarantee, a warranty, an escrow for any User's benefit, or any assurance against another User's non-performance.

8. Chargebacks

If a Designer initiates a chargeback, payment dispute, or reversal on a project, Find Makers will respond to the card networks. The Maker agrees to cooperate and to provide any information we request to contest the chargeback within seven (7) calendar days of our request. Failure to respond in time may result in the chargeback being lost. Find Makers will provide available transaction evidence to the Maker upon request.

Allocation of chargeback cost. Where a chargeback or reversal arises from a Maker's conduct — including non-delivery, late delivery, abandonment, or work materially not as described or not conforming to the agreed scope — the Maker is responsible for the full amount of the chargeback together with any related fees and costs, and Find Makers may recover that amount under Section 9 (Recovery of amounts owed). You acknowledge that, as merchant of record, Find Makers may bear a chargeback initially, and you agree that bearing it does not make Find Makers the responsible party and does not waive our right to recover it from the Maker.

9. Recovery of amounts owed

You agree that Find Makers may recover any amount you owe us — including chargebacks, reversed or refunded payments, fees, costs, and any amount we have paid or credited to another party in connection with your transactions — by any one or more of the following means, at our discretion and without prior notice except as required by law or as stated below:

  • (a) deducting it from current or future payouts or balances owed to you;
  • (b) reversing any credit previously made to your account balance;
  • (c) applying or increasing a reserve or hold;
  • (d) charging any payment method you have on file or have authorized;
  • (e) invoicing you for immediate payment; or
  • (f) other lawful collection means proportionate to the amount owed, including referral to a collection agency or pursuit through legal counsel.

You expressly authorize Find Makers to charge any payment method you have on file for any amount you owe us under these Terms, and you waive any claim against the Find Makers Parties for exercising this right in good faith, including any claim arising from our use of your contact and account information to effect recovery. We will provide you at least five (5) days' prior notice before charging a payment method on file under this Section, except where immediate action is reasonably necessary to prevent or address a chargeback, fraud, or unlawful activity.

Set-off on closure or termination. If your account is closed or terminated while amounts may still come due — for example, during an open chargeback, dispute, or risk-period window — we may withhold from your final payout, or otherwise reserve, an amount we reasonably estimate is sufficient to cover anticipated chargebacks, refunds, adjustments, fees, and other amounts. We will release any remainder once the risk period has passed and no amounts remain owing.

A past-due or negative balance may result in suspension of payouts, subscription benefits, and access to the Platform until it is cured.

10. Refunds, disputes, and final sale

Final sale. Custom-made and made-to-order work is, by its nature, non-returnable. All sales on the Platform are final, except as expressly stated in these Terms or as required by law.

Deposit forfeiture. Because a Maker begins committing materials, time, and labor on deposit, the deposit becomes non-refundable once the Maker has commenced Fabrication. "Fabrication" means the purchase of project-specific materials or the commencement of cutting, assembly, or production based on the approved specifications. To rely on this forfeiture, the Maker must provide on-Platform notice that Fabrication has begun, together with reasonable documentation (such as dated purchase receipts or progress photos). Cancellation of a project after Fabrication has begun does not entitle the Designer to a refund of the deposit, except at the Maker's discretion or as part of a mediated resolution. Nothing in this Section limits any non-waivable consumer rights under applicable law.

Mediation, not adjudication. If a dispute arises between a Designer and a Maker, the parties will first attempt to resolve it directly. If they cannot, either party may request that Find Makers mediate. Mediation may include reviewing communications, files, and payment records and proposing a resolution that either party may accept or reject. Find Makers has no obligation to mediate or to resolve any dispute, acts only as an informal facilitator if it chooses to, and is not an arbitrator, judge, or decision-maker between Users.

Discretionary refunds. In limited cases, Find Makers may, at its sole discretion, issue a discretionary refund or credit. Any such action is a customer-service decision made case by case. It does not constitute an admission of fault by Find Makers or by any User, does not establish any precedent or entitlement, and does not make Find Makers a party to the underlying transaction. Where Find Makers issues a refund attributable to a Maker's conduct, the Maker remains responsible for the amount under Section 9.

Find Makers is not an insurer. We do not insure, guarantee, or backstop any transaction, payment, or outcome. Where a loss is or may be covered by a User's business or liability insurance, a shipping carrier's coverage, or a payment processor's protection, the responsible party must seek recovery under that coverage first. Nothing Find Makers does as a discretionary or customer-service matter makes us a payer of first resort or waives this requirement.

11. Off-platform circumvention

Once a Designer and a Maker connect through Find Makers on a specific project, they must complete that project — including all quoting, communication, and payment — on the Platform. A "Platform-Originated Project" is any project, engagement, or transaction in which a Designer and a Maker were first introduced to or connected with one another through the Platform. Taking a Platform-Originated Project off the Platform, or otherwise arranging to avoid commission or fees, is a material violation of these Terms.

A Platform-Originated Project that is taken or completed off the Platform is not covered by any of the Platform's policies, protections, mediation, or payment handling. If a Platform-Originated Project is taken off the Platform, you agree to pay Find Makers liquidated damages equal to the commission that would have been due had the project been completed on the Platform, calculated from the most recent quote or documented agreed price for that project. The parties agree that this amount is a reasonable pre-estimate of Find Makers' damages and not a penalty, given the difficulty of measuring lost fees, support, and enforcement costs. Find Makers may assess this amount upon a preponderance of the evidence (including on-Platform messages, quotes, invoices, or contemporaneous communications). We will provide at least ten (10) days' prior notice setting out the basis for the assessment and an opportunity to dispute it before recovering the amount under Section 9. You authorize us to recover such amount under Section 9 and waive any claim against the Find Makers Parties for charging it in good faith.

This restriction applies to the specific Platform-Originated Project. Designers and Makers remain free to work together on other, separately originated projects outside Find Makers.

12. Your responsibilities

Designers agree to: submit good-faith briefs with accurate scope and budget; communicate in a timely way during quoting and execution; pay amounts owed when due; treat Makers professionally; and not contact a Maker off-Platform for a Platform-Originated Project.

Makers agree to: deliver work that matches the agreed scope, materials, and timeline; communicate proactively about delays or changes; honor quoted prices as agreed; maintain the standards represented in their application and profile; carry any insurance appropriate to their own business and trade; comply with all laws applicable to their business; and cooperate promptly with any chargeback or dispute request.

You are solely responsible for your own conduct, your work, your communications, your tax and legal compliance, and your content.

13. Photos and content

You grant Find Makers a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, display, and use the photos, project descriptions, studio details, and other content you upload to your profile or projects for the purposes of operating, promoting, and marketing the Platform, including on findmakers.co, in marketing emails, and on Find Makers' social media accounts. This license continues for content we have already used in marketing materials and for archival and recordkeeping purposes even after you close your account; otherwise it ends when you remove the content or close your account. We will not sell or sublicense your content to unrelated third parties for their own marketing.

You retain ownership of your content. You represent that you own or have the rights to everything you upload and that it does not infringe any third party's rights. You waive any moral rights in your content to the extent permitted by law. You may request removal of specific content by emailing hello@findmakers.co.

14. Prohibited conduct

You agree not to: use the Platform for any unlawful purpose; misrepresent your identity, qualifications, or business; harass, threaten, defraud, or abuse any person; access accounts or data that are not yours; send spam or unsolicited communications; interfere with the Platform's operation or security; circumvent fees or the on-Platform transaction requirement; or scrape, copy, reproduce, or create derivative works from the Platform or its content without our written permission.

You agree that a violation of this Section may cause Find Makers irreparable harm for which monetary damages would be inadequate, and that Find Makers may seek injunctive or other equitable relief without the requirement of posting a bond, in addition to any other remedy available to it.

15. Suspension and termination

We may suspend or terminate your access, with or without notice, at our discretion, including if you violate these Terms, create risk or possible legal exposure for us or other Users, or maintain a past-due or negative balance. You may close your account at any time by emailing hello@findmakers.co.

Where feasible, we will provide notice and a reasonable opportunity to cure a curable violation before terminating your access. Termination will not relieve Find Makers of its obligation to pay undisputed funds then due to you, subject to our rights of set-off, reserve, and recovery under Sections 7–9. You agree to cooperate with us to wind down any in-progress projects.

Termination does not relieve you of obligations that accrued before termination, including amounts owed, projects in progress, and the assumption-of-risk, release, chargeback, recovery, set-off, and indemnification provisions of these Terms, all of which survive. We may retain and continue to use information and content as described in these Terms and the Privacy Policy.

16. Disclaimers

THE PLATFORM AND ALL SERVICES, CONTENT, AND MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, FIND MAKERS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE DO NOT WARRANT THE QUALITY, ACCURACY, SAFETY, LEGALITY, OR COMPLETENESS OF ANY MAKER'S WORK, ANY DESIGNER'S BRIEF, ANY USER'S CONDUCT, OR ANY COMMUNICATION OR TRANSACTION BETWEEN USERS. APPROVAL OF ANY USER IS BASED ONLY ON SUBMITTED MATERIALS AND IS NOT AN ENDORSEMENT.

Some states do not allow the exclusion of certain implied warranties, so some of the above exclusions may not apply to you. In that case, such warranties are limited to the minimum scope and duration permitted by your state's law.

No professional advice. The Platform does not provide legal, tax, accounting, or other professional advice. You should obtain your own advice from a qualified professional before relying on any information made available through the Platform.

Third-party services. Stripe and other third-party services are provided by third parties under their own terms. Find Makers is not responsible for the acts, omissions, availability, or performance of any third-party service.

17. Limitation of liability

In these Terms, "Find Makers Parties" means Find Makers LLC and its members, managers, officers, employees, contractors, agents, affiliates, successors, and assigns.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE FIND MAKERS PARTIES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS, ARISING OUT OF OR RELATING TO THESE TERMS, THE PLATFORM, OR ANY TRANSACTION OR DISPUTE WITH ANOTHER USER, WHETHER BASED IN CONTRACT, TORT, OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE FIND MAKERS PARTIES' TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM WILL NOT EXCEED THE GREATER OF (a) THE TOTAL COMMISSION AND SUBSCRIPTION FEES FIND MAKERS ACTUALLY RECEIVED FROM YOU IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (b) ONE THOUSAND DOLLARS ($1,000).

For clarity, the limitations in this Section limit only the liability of the Find Makers Parties to you. They do not limit or excuse your own obligations to us, including your payment obligations, your indemnification obligations under Section 18, your obligations under Section 11 (Off-platform circumvention), or your liability for infringement or misappropriation of intellectual property.

These limitations apply regardless of the state in which you reside. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above may not fully apply to you; in such states our liability is limited to the greatest extent permitted by law. Nothing in these Terms limits any liability that cannot be limited or excluded under applicable law (including, under California Civil Code Section 1668, liability for fraud, willful injury, or violation of law).

18. Indemnification

You agree to defend, indemnify, and hold harmless the Find Makers Parties from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: your use of the Platform; your projects, briefs, quotes, or content; the quality or nature of any work you commission or perform; any dispute between you and another User; any chargeback, refund, or non-payment attributable to you; your violation of any law or any third party's rights; or your violation of these Terms.

Your obligations under this Section apply to the fullest extent permitted by law and do not apply to the extent a claim is finally determined to arise from the Find Makers Parties' sole willful misconduct. We may assume the exclusive defense of any matter subject to indemnification by you, in which case we will do so with counsel of our choosing, and you agree to cooperate with us and to promptly reimburse defense costs and amounts paid in settlement or judgment to the extent your indemnity applies.

19. Marketplace facilitator and multi-state tax

Find Makers does business with Users across multiple states. To the extent Find Makers is required by the applicable law of any state to act as a marketplace facilitator and to collect and remit sales or use tax on facilitated transactions, it will do so, and Users authorize it to do so. You authorize Find Makers to calculate, collect, and remit transaction taxes as required, and you agree that tax determinations may rely on the information you provide; you remain responsible for the accuracy of that information. Except for taxes Find Makers is legally required to collect and remit, each User remains responsible for determining and meeting its own tax obligations in every applicable jurisdiction. This Section does not constitute tax advice.

20. Dispute resolution — arbitration and class-action waiver

Please read this Section carefully. It affects your legal rights, including your right to go to court and to have a jury trial. It applies nationwide.

Governing arbitration law. This Section is governed by the Federal Arbitration Act.

Mutuality. This agreement to arbitrate applies equally to both you and Find Makers.

Informal resolution first. Before starting an arbitration, you agree to first contact us at hello@findmakers.co and give us 30 days to resolve the dispute informally.

Binding arbitration. Except for the carve-outs below, any dispute, claim, or controversy arising out of or relating to these Terms or the Platform that is not resolved informally will be resolved by final and binding individual arbitration administered by JAMS under its applicable rules, rather than in court. Find Makers will pay all JAMS administrative and arbitrator fees beyond the filing fee that you would pay to file a civil action in the state court where you reside, consistent with JAMS' applicable minimum consumer standards; the arbitrator may award fees and costs as permitted by applicable law. The arbitration will be held in or near Orange County, California, or, at your election, in your home state or remotely. Judgment on the award may be entered in any court of competent jurisdiction.

Delegation. Except where prohibited by applicable law, the arbitrator has exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this Section, including any claim that all or part of this Section is void or voidable.

Class-action waiver. You and Find Makers agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims or preside over any form of class or representative proceeding.

Carve-outs. This Section does not require arbitration of: (a) claims that qualify for small-claims court, which may be brought there on an individual basis; (b) claims to enforce or protect intellectual property rights, for which either party may seek injunctive or equitable relief in court; or (c) an action seeking public injunctive relief, which, where applicable state law so requires (such as California), may be brought in court and is not waived by this Section.

Severability within this Section. If any portion of this Section (other than the class-action waiver) is found to be unenforceable, it will be severed and the remainder of this Section enforced. If the class-action waiver is found unenforceable as to a particular claim, that claim (and only that claim) will proceed in court, and the remainder will proceed in arbitration.

Opt-out. You may opt out of this arbitration provision by emailing hello@findmakers.co within 30 days of first accepting these Terms, stating your name and your intent to opt out. Opting out does not affect any other part of these Terms.

21. Governing law and venue

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules, except that the Federal Arbitration Act governs Section 20. Subject to Section 20 (Arbitration), any dispute that proceeds in court will be brought exclusively in the state or federal courts located in Orange County, California, and you consent to the personal jurisdiction of those courts. For Users acting primarily for business purposes, the exclusive venue selection in this Section will be enforced to the fullest extent permitted. Where the mandatory consumer-protection law of your home state applies notwithstanding this choice of law, these Terms will be enforced to the greatest extent permitted alongside that law.

22. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will provide at least fifteen (15) days' advance notice by email or by a notice on the Platform before the changes take effect. Your continued use of the Platform after the effective date constitutes acceptance of the updated Terms. If you do not agree, you must stop using the Platform.

Changes to Section 20 (Dispute Resolution) will not apply to any dispute of which we have actual notice before the effective date, absent your express affirmative assent. Unless we state otherwise, material changes will not retroactively alter the terms applicable to projects already accepted before the effective date.

23. General

Severability. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permitted and the remaining provisions will remain in full force and effect.

No waiver. Our failure to enforce any provision is not a waiver of our right to do so later. No waiver is effective unless in writing.

Entire agreement. These Terms, together with the Privacy Policy and any terms incorporated by reference, are the entire agreement between you and Find Makers regarding the Platform and supersede all prior agreements on the subject.

Assignment. You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms freely, including in connection with a merger, acquisition, or sale of assets.

Force majeure. Find Makers is not liable for any delay or failure to perform caused by events beyond our reasonable control, including failures, outages, or delays of third-party providers such as payment processors, hosting providers, or communications networks.

Survival. Provisions that by their nature should survive termination — including Sections 2, 3, 6–11, 13, and 16–23 — survive.

Electronic communications and notices. You consent to receive communications from us electronically, and you agree that electronic communications satisfy any legal requirement that a communication be in writing. Notices to you may be sent to the email associated with your account; notices to us go to hello@findmakers.co.

24. Contact

Questions about these Terms? Email hello@findmakers.co.